Send us a business. We do the work. You get paid.
You already know owners who quietly dread their health insurance renewal. Introduce them to ClearPlan and you earn for it. If you're not licensed, you get a flat reward for every qualified introduction, paid whether or not they sign. If you are licensed, you earn a bigger one-time payout when the group enrolls. Either way, you never sell a thing - and it costs them nothing to find out if we can help.
Licensed or not, you're welcome. Just want to send one name right now? Refer a business in about a minute ›
Two ways to earn
How you're paid depends on one thing: whether you hold an insurance producer license. This isn't red tape - it's the law, and it protects you as much as us. Tell us your status when you sign up and we set you up on the right track automatically.
A flat reward, win or lose
Accountants, payroll providers, attorneys, fractional CFOs, and happy clients earn a flat referral reward for every qualified introduction - paid whether or not the business becomes a client. It scales with the size of the employer you send.
| Business you refer | Reward |
|---|---|
| Under 25 employees | $150 |
| 25 - 75 employees | $300 |
| 76 - 150 employees | $500 |
| 151+ employees | $750 |
Never tied to a sale, so there's no pressure to sell and you never discuss policy details. You just open the door.
A bigger one-time payout
Other brokers, P&C and commercial-lines agents, and financial or retirement-plan advisors who don't write group health: earn a larger flat payout when a group you introduce enrolls. Same easy job - just open the door - on a line you weren't going to write yourself.
| Business you refer | Payout |
|---|---|
| Under 25 employees | $1,000 |
| 25 - 75 employees | $2,000 |
| 76 - 150 employees | $3,500 |
| 151+ employees | $5,000 |
Paid once, when the group enrolls. Because you're licensed, your payout can be tied to the close - documented in a short partner agreement.
What the licensed track can add up to
The flat reward is real money for almost no effort. The licensed payout is the same easy job - one introduction - for several times the reward. A few deals a year on businesses you were already talking to adds up fast.
One-time payouts, illustrated
Licensed payouts are paid once, when a group you introduce enrolls. Here's what a handful of intros a year can come to:
| Groups you introduce in a year | One-time payouts |
|---|---|
| 2 mid-size groups | ~$4,000 - $7,000 |
| 4 mid-size groups | ~$8,000 - $14,000 |
| A larger group (151+) | $5,000 each |
No quotas, no selling, no follow-up. Send a name, and when the group enrolls you get paid - a clean payday on every deal.
Illustrative, not a quote or a track record. Payouts are the flat size-banded figures above ($1,000 to $5,000 per enrolled group, by employee count); a "mid-size group" here means the 25-75 or 76-150 band. Your actual payout depends on the size of the group you introduce. We'll always show you the number.
Not licensed yet? In New Jersey it's a pre-licensing course, a state exam, and about $190 in license fees. We wrote up every step - how to get your NJ producer license › Plenty of our best partners begin on the flat-reward track, see how much bigger the licensed payout is, and get their producer license. One group your first year can pay for the license many times over.
How it works
What every partner gets
Your own referral link
Share one link. Anyone who visits and becomes a client is credited to you for 90 days - even if they browse today and sign up next month. No form to fill out per referral.
A partner dashboard
See every business you've sent, where each one is in the process, and what you've earned. No guessing, no chasing us for updates.
The right payout, set up for you
Flat reward if you're unlicensed, a bigger one-time payout if you're licensed. We confirm your track the moment you sign up.
Zero work after the intro
You never explain insurance, quote a plan, or follow up. A licensed benefits expert takes every conversation from there.
Who refers business to us
The best referrals come from people who already sit next to the decision but don't sell group health themselves. If that's you - or describes someone in your network - we should talk:
- Property & casualty / commercial insurance agents who write the GL, workers' comp, and property for the same employers but don't touch group health.
- Accountants and CPAs who see the premium line and the renewal increase every year.
- 401(k) and financial advisors serving the same owners and HR contacts.
- Payroll providers and bookkeepers who process benefit deductions and feel the renewal pain in real time.
- Fractional CFOs, fractional HR, and HR consultants who own the benefits decision for their clients.
- Business and corporate attorneys and commercial bankers close to growing companies.
- Associations, chambers, and industry groups looking for a member benefit that earns.
- Current clients who know another owner in the same boat.
Get your referral link in two minutes.
No commitment, no quota. The moment you submit, you get your own link to share - every business that comes through it is credited to you, and you earn on each one. We do all the work after the intro.
You're in - welcome.
Here's your personal referral link. Share it with any business owner, on your site, or in an email - every visit is credited to you for 90 days.
Bookmark your dashboard to track referrals and earnings - it's a private link, no password needed.
Or just send one name
Not ready to sign up? Refer a single business right here and still get paid for the introduction.
Got it - thank you.
Your referral is in. We'll reach out to make the introduction and keep you posted on what happens next. Want to refer someone else? Submit another, or sign up for your own link to track everything in one place.
Common questions
Do I have to sell anything or explain insurance?
No - and you shouldn't. Your only job is the introduction. A licensed benefits expert handles every conversation about plans, coverage, and pricing. If you're not licensed, discussing policy specifics isn't allowed anyway, which is exactly why we keep your role to opening the door.
Do I still get paid if the business doesn't sign up?
If you're not a licensed producer, yes. Your referral reward is paid for a qualified introduction, win or lose - it's never tied to whether they become a client. Licensed producers earn a larger one-time payout when the group actually enrolls.
What's the difference between the flat reward and the licensed payout?
By law, only licensed insurance producers can be paid based on a sale. If you're not licensed, you earn a flat referral reward that is never contingent on the sale - it's paid for the qualified introduction, win or lose. If you are licensed, you earn a bigger one-time payout when the group enrolls (from $1,000 up to $5,000, by employee count). We route you to the right track automatically based on your license status - it keeps the program clean and protects you.
What do I get when I sign up?
Your own referral link, a dashboard to track every business you've sent and what you've earned, and the right payout track set up for you. The link credits you automatically for 90 days, so you get paid even when someone you sent checks us out today and signs up next month.
I'm not licensed. Should I get licensed?
You don't have to - the flat-reward track pays win or lose and never expires. But many of our strongest partners start unlicensed, see how much bigger the licensed payout is, and get a producer license so they can earn it (from $1,000 up to $5,000 per enrolled group). In New Jersey it's a pre-licensing course, a state exam, and about $190 in license fees - here's how to get your NJ producer license, step by step. One group your first year can pay for the license many times over.
When and how do I get paid?
We pay promptly once a referral qualifies, by your preferred method. For the unlicensed track that's the qualified introduction; for the licensed track it's when the group enrolls. We'll confirm the details when we set up your account.
What area do you cover?
We serve New Jersey employers primarily, with New York, Pennsylvania, and Connecticut nearby. If you're not sure whether a business fits, send it anyway and we'll let you know.
The easiest income in your network.
Sign up free, get your link, and start earning on businesses you were already talking to. A flat reward if you're unlicensed, a bigger one-time payout if you are.
Get your referral link