Terms of Use

Last updated June 2026

Welcome to the ClearPlan Benefits website. By using this site, you agree to these terms. If you don't agree, please don't use the site.

What this site is

This site describes ClearPlan's group health benefits consulting for New Jersey employers and lets you request a no-cost analysis. The content here is general information, not insurance, legal, tax, or financial advice for your specific situation.

The free analysis

When you ask for an analysis, you may send us benefits documents so we can model your costs. The analysis is provided to help you make a decision. It uses the information you give us and reasonable assumptions, and actual results can differ. Submitting documents doesn't create a binding engagement, and either of us can decide not to move forward.

No guarantee of results

We can't promise specific savings, refunds, or outcomes. Any figures we model are estimates based on your data and the options available at the time, not a guarantee. Funding structures like level-funded plans carry their own rules and risks, which we'll walk through with you.

Your responsibilities

• Give us accurate information so the analysis is useful.
• Use the site lawfully and don't try to disrupt it or misuse its content.
• Make final benefits decisions in consultation with the appropriate advisors for your business.

Intellectual property

The content, brand, and materials on this site belong to ClearPlan unless noted otherwise. Our brand assets are available for legitimate reference and press use as described on our brand page; please don't alter the marks or imply a partnership that doesn't exist.

Limitation of liability

To the extent the law allows, ClearPlan isn't liable for indirect or consequential damages arising from your use of this site or reliance on its general content. Nothing here limits liability that can't be limited by law.

Changes

We may update these terms from time to time. When we do, we'll change the date at the top of this page.