For New Jersey employers looking at Horizon
Horizon BCBSNJ for New Jersey groups
Horizon is the New Jersey Blue. In the 2-50 fully insured lane, quotes can run instantly. Horizon also writes level-funded. It is a carrier, not your broker.
Where Horizon usually shows up
ACA 2-50 fully insured: community-rated, often instant. Level-funded: a separate product with a minimum enrolled headcount, not an ACA quote.
For the size-lane map, see carriers compared by size.
Questions owners actually ask
Is Horizon the New Jersey broker?
No. Horizon is a carrier. ClearPlan is a broker that can shop Horizon and others.
Does Horizon write small-group ACA?
Yes. Horizon is one of the names in the 2-50 fully insured lane, with AmeriHealth and Oxford.
Educational, for New Jersey employers. Public facts only. Not a quote, not a rate table, and not a PDF dump of carrier manuals.
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